Thank you. Thank you for reminding us to get 'back to the basics' of our finances. Thank you for slapping some sense into some of us by forcing us to finally cut up those little plastic rectangles in our wallets that have become the source of angst to so many Americans. Thank you for stealing half of our savings and our children's college fund, because it is going to make our blessings that much sweeter when you get back to normal and finally pay us back, big time. Thank you for increasing the prices of food, gas, toilet paper, diapers, and other necessities, because you've made me think twice about what I consider a "necessity." Thank you for basically pulling the rug out from under millions of retired Americans, because hopefully, it will open the eyes of my generation and make us realize that putting money in a 401K isn't enough. Thank you for helping me prioritize my life and focus on the things that are most important. And, guess what?......it's NOT YOU!